Getting Auto Insurance Without A License

If you don’t have a license, acquiring auto insurance might not make sense. However, know that it’s not impossible. It’s also for the best, especially if you own a car.
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Here are some of the things you need to know if you’re planning to buy auto insurance without a license.

Reasons to Purchase Auto Insurance Without a License
Although purchasing auto insurance without a license may seem counterintuitive, it’s possible. However, it is crucial to know that it might be complicated and can be expensive.

Here are some of the reasons why you might want to buy auto insurance:

• You’re buying it for an underage driver. 
  People under 18 aren’t allowed to enter a contract in most states. A teenage driver relative might need to include you in the policy, even when you don’t have a license.
• You have a personal driver.
  Although you may not need a license because of your driver, you still need to acquire auto insurance for your and their protection. 
• You have a learner’s permit.
  In most states, people who are learning to drive are more likely to get learner permits. If you’re underage, you’ll need an adult to apply for the policy.
• There are health issues that don’t allow you to drive.
  A physical impairment may keep you from driving. If a caregiver drives for you, you can purchase auto insurance and include them as a covered driver.

How to Get Auto Insurance Without a License
Applying for auto insurance typically requires providing a valid license number. If you don’t have a license, insurance companies tend to be nervous. As a result, purchasing auto insurance can be tricky. However, you still can do so even without a license.

Here are some things you should keep in mind if you’re planning to acquire auto insurance without a license:

• Some insurance agencies allow clients to apply for an insurance plan using a principal or primary driver’s name and license number. A primary driver is any licensed driver that you know, regardless of their residence.
• Driving records contribute to the rates of your insurance premiums. However, if you’re not the driver on your policy, the agency will use a percentage based on the primary driver’s driving record.

Conclusion
Although getting auto insurance without a license can be tricky, it’s a smart move, especially if you own a car. With this, it’s essential to know why and how you should purchase an auto insurance policy.

At Express Insurance LLC, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (864) 296-6000 or Click Her to request a free quote.